Total and Permanent Disablement Cover

What if you could never go to work again? 

Long term disability can be financially as well as emotionally devastating. An Asteron Total and Permanent Disablement Stand Alone (TPD) policy (also available as an option under Life Cover) or as part of a Recovery policy, may help your family manage the financial consequences of providing ongoing care.

Asteron TPD policies can provide a lump sum payment if you are totally and permanently disabled by a serious accident or suffer an illness that leaves you permanently unable to work.

Asteron Total and Permanent Disablement Cover - at a glance

• Choice of total and permanent disablement definition
• Partial TPD Benefit for Single Loss of Use of limb or eye#
• Permanent Disability Increase Benefit
• Limited death benefit - up to $15,000*
• Loyalty rewards
• Independent grief support service
• Up to $2,500 financial planning benefit
• Future Cover Benefit*
• $10,000 premium-free Child Cover Option#
• Premium freeze option
• 24-hour worldwide cover
• Interim cover
• Automatic Increase Benefit
• Needlestick Option

* TPD Stand Alone only.
# Not available if through the Asteron Life Superannuation Fund.

This advice is not personal advice. This advice has been prepared without taking account of your objectives, financial situation or needs. Therefore, in deciding whether to acquire or continue to hold this financial product, and before acting on this advice, you should consider the Product Disclosure Statement (PDS). Applications can only be made on the application form contained in the current PDS.

For full details of the Stand Alone Total and Permanent Disablement policy please refer to the current   Asteron Lifeguard Product Disclosure Statement (File Size 1,828 KB). To find out how to apply, please contact a financial adviser.

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