LIFE INSURANCE

Asteron Lifeguard^® - life insurance and wealth protection for you, your family and your business

Asteron provides a complete package of innovative, competitively-priced life insurance and wealth protection solutions for hundreds of thousands of customers across Australia and New Zealand.

Asteron is one of Australia’s largest financial services providers, with key business activities in life insurance, superannuation, retirement incomes and financial planning. As part of the Suncorp Group since 20 March 2007, Asteron enjoys substantial financial security and draws on 170 years of experience to provide a wide range of flexible insurance and superannuation products to suit you, your family and your business, both now and as your circumstances and needs change.

Choose Asteron - for a secure future

Asteron's innovative, high-quality life insurance products are designed to help families cope financially with the impact of serious medical conditions, injury, disablement or death.

  Asteron Lifeguard Product Disclosure Statement Issue 2 Issued 15 April 2008 View PDF - Full PDS (File Size 2,442 KB)

  Asteron Lifeguard Short Form PDS Issue 2 Issued 15 April 2008 (File size 2,365 KB)

  Product Information Update (File size 230 KB)

Death Cover

Asteron's Life Cover insurance gives peace of mind by ensuring that debts can be cleared and your family has financial security in the event of your death.

View PDF - Life Cover (File Size 123 KB)

View PDF – Child Cover Option (File Size 63 KB)

Total and Permanent Disablement

Total and Permanent Disablement Cover protects you and your family by paying a lump sum if you become totally and permanently disabled from a sickness or injury.

View PDF - Stand Alone TPD (File Size 78 KB)

Trauma

Asteron's Recovery and Recovery Stand Alone policies can help compensate for the financial shock which often accompanies a traumatic event such as diagnosis of cancer, a stroke or on the occurrence of a serious accident.

View PDF – Recovery (File Size 76 KB)

Income Protection

Income Protection policies are designed both for employees and for the self-employed.  The policies provide an income if you are unable to work through sickness or an injury.

View PDF – Income Shield (File Size 76 KB)

View PDF – Income Protector (File Size 84 KB)

View PDF – Income Advantage (File Size 81 KB)

Business Expenses

Asteron's Business Expenses policy can help cover your fixed business expenses when you are unable to work.

View PDF - Business Expenses (File Size 67 KB)

Asteron life insurance

At the end of December 2007, the life insurance portfolio of Asteron in Australia comprised more than 251,000 policies and $376 million in force premiums. In 2007, Asteron paid more than $201 million in claims resulting from death, trauma or disablement, including almost $89 million in disability claims. These payments were made to over 3,200 customers.

> Customer selection
> Adviser selection

This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.

Back to top