Total and Permanent Disablement Cover

New enhancements:

• Occupation categories
  New and different categories for builders, farmers, caterers and on-site/off-site mining definitions, plus 60% of occupations are still eligible for own occupation TPD
• New, increased non-medical requirements
  Now even easier for younger clients to apply for TPD cover due to higher blood test limits

Asteron Total and Permanent Disablement Cover - at a glance

• Choice of total and permanent disablement definition
• Partial TPD Benefit for Single Loss of Use of limb or eye#
• Permanent Disability Increase Benefit
• Limited death benefit - up to $15,000*
• Loyalty rewards
• Independent grief support service
• Up to $2,500 financial planning benefit
• Future Cover Benefit*
• $10,000 premium-free Child Cover Option#
• Premium freeze option
• 24-hour worldwide cover
• Interim cover
• Automatic Increase Benefit
• Needlestick Option

* TPD Stand Alone only.

# Not available if the policy is owned through a superannuation fund

This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation.